Capitalized for Production & Performance.

The situation: A staffing agency in Alberta was placing workers across multiple industrial clients — consistent contracts, strong demand. The problem was timing. Their clients were paying on net-45 to net-60 terms, but weekly payroll could not wait. The owner had already drawn down their operating line and could not access more bank credit without additional collateral they did not have.

What they tried first: Their bank declined an increase to their line of credit. A traditional lender wanted two years of profitable financials — the business was growing fast but still showed modest net income on paper. They almost turned down a new contract because they could not fund the labour costs upfront.

How FFC helped: After submitting their assessment online, FFC reviewed the file and identified a lender from our private network suited to their industry and invoice volume. The lender evaluated the creditworthiness of the staffing agency's clients — not the agency itself — and approved an advance against their outstanding receivables. An NDA was signed, documents were uploaded, and a term sheet arrived within 48 hours.

The situation: A construction company in Red Deer had just been awarded a commercial build contract — their largest to date. Mobilizing the crew required a telehandler, compactors, and additional site equipment. Purchasing outright would have eliminated their operating reserve entirely. Their bank said no: the business was three years old and already carried a term loan on the books.

What they tried first: Two equipment dealers offered financing through their in-house programs — both required a 30% down payment and had rates that made the project margins unworkable. The owner was considering walking away from the contract.

How FFC helped: FFC submitted the file to a private equipment lender in our network. The lender structured a lease with a buyout option at end of term, keeping monthly payments within the project's cash flow. No down payment was required. The file was submitted blind — the client's identity was protected until terms were agreed.

The situation: An independent production company had wrapped a feature film and filed for their Canadian Film or Video Production Tax Credit. The credit was certified — but government processing timelines meant the actual payment was 12 to 14 months away. Post-production vendors were waiting on payment, crew deferrals were due, and the producer needed to move into pre-production on their next project.

What they tried first: Their bank had no product for tax credit receivables. A private lender they approached directly wanted a personal guarantee and equity participation. Neither option was acceptable.

How FFC helped: FFC identified a lender from our private network with expertise in Canadian production tax credit receivables. The lender advanced against the certified credit amount. Documentation was submitted through our secure portal. An NDA was signed before any lender details were disclosed — the producer's identity and project details remained confidential throughout the process.